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    VAT late payment penalties

    5 min read · 2025-01-15

    Pay VAT late and HMRC charges 2% at day 15, another 2% at day 30, then 4% annualised interest from day 31 — separate from late filing penalties.

    • 0–15 days late: no penalty if paid in full
    • 16–30 days late: 2% on the unpaid amount at day 15
    • Over 30 days late: another 2% at day 30, plus daily 4% interest from day 31
    • Late payment interest applies on top, charged at HMRC's published rate