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    Real Time Information (RTI) explained

    5 min read · 2025-01-15

    • FPS (Full Payment Submission): sent on or before each pay date
    • EPS (Employer Payment Summary): used for adjustments — recovered SMP, CIS, no payments due
    • Year-end: final FPS marked as such, plus P60s issued to employees by 31 May
    • Late or missing FPS triggers automatic penalties